Frequently Asked Questions about IVA   The idea of the site is to provide an open and less serious approach to IVAs. The site is the perfect aid to IVA solutions containing in-depth news, articles and advice. For a complete list of IVA solution providers please see this list: IVA companies and IVA solutions. IVA Squirrel is sponsored by Vincent Bond & Co. Vincent Bond & Co offer confidential debt counselling service, providing advice and solutions for personal debt and insolvency problems           Frequently Asked Questions about IVA What is an IVA? Pros and Cons of an IVA I do Qualify for an IVA - but is it better than bankruptcy? What will happen to my house, car and other assets in an IVA? Will my IVA proposal be accepted? Can creditors change their minds after IVA has been agreed? What happens if some creditors refuse, and others accept? What is an IVA going to cost? Will an IVA stop creditors hassling me? Will an IVA affect to my credit rating? What support will I have from professionals? Is the IVA process a confidential and discrete one? What is the IVA process like? Can I have a bank account if I am in an IVA? I am a sole trader – do I qualify for an IVA? Can I do an IVA together with my partner? I am on Income Support – do I qualify for an IVA? What do I do next if I want to proceed with an IVA? what is a trust deed in scotland? IVA Case Study For more information see: IVA pros and cons               Action Bar The IVA Forum: Top 30 Hot Topics   Active Topics on IVA Forum <t>New job credit card</t> (by: disneygal) <t>Opening a bank account for a non-profit association</t> (by: elena546) IVA Debts still on credit file (by: wakeywakey) Quick q (by: Lahoretiger) My time for annual review. (by: Lauren1995) Full and final offer process (by: TallulahStar) <t>Back pay award</t> (by: Tametinn1) <t>PPI and my wife’s half</t> (by: george729) <t>Full and final and a settlement - difference?</t> (by: Cupcake08) <t>PPI is not my money</t> (by: clare413) Offer (by: Lahoretiger) <t>Extra income after retiring</t> (by: wolvestone) Full and final settlement info needed (by: Emmad8035) Lump sum offer in 1st year. (by: Debtlife) New IVA Questions (by: NiksIVA) <t>Bounce back loan on an IVA</t> (by: paul636) Creditfix changes mind (by: Diesel6976) <t>PPI and a cancelled IVA</t> (by: neil629) <t>Pension scheme payments</t> (by: tim595) Recieved completion certificate (by: ashbock123) <t>Redundancy pay</t> (by: michelle392) <t>Assistance with IVA or DMP</t> (by: jennifer295) <t>Lump sum to clear iva</t> (by: helen670) <t>RX1 form and my partner</t> (by: louise657) What do banks do once they get an iva request (by: Lahoretiger) Step change iva or shell i contact creditors direct (by: Lahoretiger) <t>Do I have to claim child maintenance?</t> (by: agusia) Credit report updating (by: Flavour79) Iva and nationality (by: Lahoretiger) <t>Overtime during pandemic for NHS worker</t> (by: emily695) FREE useful guides!