Frequently Asked Questions about IVA   The idea of the site is to provide an open and less serious approach to IVAs. The site is the perfect aid to IVA solutions containing in-depth news, articles and advice. For a complete list of IVA solution providers please see this list: IVA companies and IVA solutions. IVA Squirrel is sponsored by Vincent Bond & Co. Vincent Bond & Co offer confidential debt counselling service, providing advice and solutions for personal debt and insolvency problems           Frequently Asked Questions about IVA What is an IVA? Pros and Cons of an IVA I do Qualify for an IVA - but is it better than bankruptcy? What will happen to my house, car and other assets in an IVA? Will my IVA proposal be accepted? Can creditors change their minds after IVA has been agreed? What happens if some creditors refuse, and others accept? What is an IVA going to cost? Will an IVA stop creditors hassling me? Will an IVA affect to my credit rating? What support will I have from professionals? Is the IVA process a confidential and discrete one? What is the IVA process like? Can I have a bank account if I am in an IVA? I am a sole trader – do I qualify for an IVA? Can I do an IVA together with my partner? I am on Income Support – do I qualify for an IVA? What do I do next if I want to proceed with an IVA? what is a trust deed in scotland? IVA Case Study For more information see: IVA pros and cons               Action Bar The IVA Forum: Top 30 Hot Topics   Active Topics on IVA Forum <t>IVA company has changed hands</t> (by: Helen.k) <t>Bounce back loan?</t> (by: carmen401) <t>Citizenship application</t> (by: viktor) Pay rise and final review (by: Rejjy666) <t>Small pay day loan?</t> (by: david395) Credit Score (by: falrow1974) <t>%offer that is acceptable to settle an iva?</t> (by: sean732) <t>Can one arrange buy out fee fee for an iva?</t> (by: fay) <t>Continue paying loans?</t> (by: stacey143) <t>Full and Final offer</t> (by: sam895) <t>Meaning of extension</t> (by: gerald443) <t>6 months extra!!</t> (by: april) HMRC Claim (by: JustPlainStupid) Mortgage advice post IVA (by: cowpie) Redundancy/Final Year (by: sosilly) <t>Full &amp; Final and joint mortgage</t> (by: Patsieg) <t>Considering a DRO</t> (by: HollyMex) <t>Can I go for an IVA again?</t> (by: brian538) <t>Car problems</t> (by: lindsey962) New job? (by: Rm555) Relaxed Covid / IVA rules -- Update (by: Foggy) <t>Car write off check</t> (by: brittneywood) <t>6 months based on furloughed pay</t> (by: michael249) <t>Do phone contracts have to be included in an IVA?</t> (by: kelly202) f&amp;f accepted today!! (by: RunnerffirG) <t>Discounted lump sum offer</t> (by: claire146) <t>Help with liability insurance</t> (by: Susandv20) Mortgage -so near and yet so far....... (by: iva1966) Iva bank (by: Lahoretiger) <t>Full and Final payment</t> (by: Enkhbat) FREE useful guides!