Frequently Asked Questions about IVA   The idea of the site is to provide an open and less serious approach to IVAs. The site is the perfect aid to IVA solutions containing in-depth news, articles and advice. For a complete list of IVA solution providers please see this list: IVA companies and IVA solutions. IVA Squirrel is sponsored by Vincent Bond & Co. Vincent Bond & Co offer confidential debt counselling service, providing advice and solutions for personal debt and insolvency problems           Frequently Asked Questions about IVA What is an IVA? Pros and Cons of an IVA I do Qualify for an IVA - but is it better than bankruptcy? What will happen to my house, car and other assets in an IVA? Will my IVA proposal be accepted? Can creditors change their minds after IVA has been agreed? What happens if some creditors refuse, and others accept? What is an IVA going to cost? Will an IVA stop creditors hassling me? Will an IVA affect to my credit rating? What support will I have from professionals? Is the IVA process a confidential and discrete one? What is the IVA process like? Can I have a bank account if I am in an IVA? I am a sole trader – do I qualify for an IVA? Can I do an IVA together with my partner? I am on Income Support – do I qualify for an IVA? What do I do next if I want to proceed with an IVA? what is a trust deed in scotland? IVA Case Study For more information see: IVA pros and cons               Action Bar The IVA Forum: Top 30 Hot Topics   Active Topics on IVA Forum <t>Changes of approval?</t> (by: meg499) <t>Mis-sold IVA?</t> (by: zoe593) <t>Payment level increased for no reason</t> (by: ray428) <t>Early settlement issue</t> (by: barrie) Post of the Month (by: Foggy) Auction Process in IVA (by: SKM) Failed iva (by: Adamlee) <t>Advice on finances</t> (by: bella102) <t>Balloon payment on PCP car</t> (by: emily682) <t>Update - debt free!</t> (by: rachel270) <t>If Creditfix take over ...</t> (by: penny150) Too Soon? (by: Ap2026) <t>Completion certificate and PPI</t> (by: eurica) <t>Extended IVA?</t> (by: jeredine) Completion certificate received .. questions ? (by: RunnerffirG) Ebenegate Annual Review (by: maachiaveliq) <t>Remortgage help</t> (by: victor355) Payslips request (by: Ap2026) new company handling my annual review (by: kyle197) <t>Can I cancel DD's?</t> (by: emma686) <t>When does my IVA end?</t> (by: Susandv20) <t>Negotiated settlement offers</t> (by: cda714) <t>Low dividend</t> (by: worried535) <t>Separating our IVA's</t> (by: julie376) Modification - Partner find job (by: CathyLove79) IVA states incorrect creditor reference (by: daisies) Full &amp; final settlement honest review credit fix (by: Amyhowarth86) Annual review (by: laura414) <t>Car on finance</t> (by: abi547) <t>Potential child maintenance payments</t> (by: sam821) FREE useful guides!