Disposable Income
 

Disposable income is the difference between your normal household income and your reasonable household living expenses. (not including unsecured debt repayments).

If you take away your reasonable expenses from your income you are left with disposable income. Your disposable income is what you have available each month to repay your unsecured debts.

 


 
     

Most Frequently Asked Questions about IVA
What is an IVA?What is an IVA?
Pros and Cons of an IVAPros and Cons of an IVA
I do Qualify for an IVA - but is it better than bankruptcy?I do Qualify for an IVA - but is it better than bankruptcy?
What is an IVA going to cost?What is an IVA going to cost?
What is the IVA process like?What is the IVA process like?
Click here to read more FAQ about IVA
For more information see:
IVA Helpline
 

 

 
Action Bar

IVA help ForumThe IVA Forum: Top 30 Hot Topics
 
Active Topics on IVA Forum
<t>Ex partner doing IVA - how will this affect our property?</t> (by: Confusedgirl)
<t>Council House purchase whilst I am in an IVA</t> (by: deborah940)
It's over (by: rae25)
Can't Remortgage (by: norman)
<t>Advice for sorting out debts</t> (by: mike933)
<t>Trying to sell</t> (by: kirsty)
<t>Hounded by PPI companies</t> (by: karen.w)
<t>Husband trying to settle debts</t> (by: Tracer)
Credit Fix / Changing banks (by: chris548)
F&amp;F (by: Nickibu82)
<t>I can afford repayments now - how do I get out of IVA?</t> (by: christine521)
Aperture - review (by: Mxlee8)
<t>Could an IVA work for me?</t> (by: rachel475)
<t>Why are my IVA asking for payslips now when my IVA is finished?</t> (by: joanne623)
<t>Removing a restriction</t> (by: stephen498)
<t>Receiving pension fuel payment whilst in an IVA</t> (by: jean821)
<t>Will an IVA affect me being able to get car insurance?</t> (by: zoe182)
<t>Getting a mortgage after IVA has completed</t> (by: daniel591)
<t>Daughters DLA</t> (by: bob735)
<t>First Dispute Management</t> (by: norman)
<t>ILR and naturalisation applications</t> (by: muhammad582)
Scared (by: Frannyann)
<t>Amigo loan in partners IVA</t> (by: tom478)
<t>Ideas for opening a business bank account?</t> (by: roger886)
<t>creditfix or shop around?</t> (by: chris548)
Creditors statement (by: davethevan)
<t>Am I locked into my Iva?</t> (by: stewart)
Mortgage after IVA (by: Nikl)
Aperture, PPI and FDM (by: Foggy)
credit score (by: norman)
Forum BrowseForum JoinForum Search

Free Debt Guides
FREE useful guides!




Debtor (you) Debt Collectors (or Bailiffs) Judge/Law Creditors (or loan sharks)Insolvency Practitioners  (aka IPs) (or wise owls!) IVA Advisors